SEFEA - European Ethical and Alternative Financing Company

created in 2002 by FEBEA members, the European Ethical and Alternative Financing Company (SEFEA – Société Européenne Finance Ethique et Alternative) plays a decisive role in the development of a solidarity-based economy and social financing in Europe. It is the first European alternative financing company to have the know-how and the operational tools, capable of strengthening and multiplying the ethical and solidarity-based financial ventures in all European countries.

sEFEA offers its members financial and non-financial services to strengthen their own assets structure in order to respond to their clients’ application for intervention and support. It achieves this through two operational tools: medium- and long-term capitalisation and financing. SEFEA’s actions are not simply limited to supporting already existing financial institutions. They also aim to promote the start up of new ventures in countries where ethical financing is in its infancy. This is why SEFEA offers all the experience and know-how of its members acquired over the years: technical assistance in all the different project phases, operator training, risk evaluation and the definition of development strategies based on local requirements but with a global point of view.

it is one of SEFEA’s objectives to form the European Alternative Bank (BEA –Banque Européenne Alternative). With the assets structure of a bank and the expertise of SEFEA and its members, the new organisation will be in a position to act as a true European investment bank for the social sector. It will also act as a unitary and influential spokesman with regard to international public institutions.

sEFEA’s strength coincides with the experience of its founding members: ten protagonists of European alternative finance who represent its diversity. Their activities are characterised by attention to local development and innovatory entrepreneurial ventures, and through their use of the most innovative tools of international cooperation, while retaining a vocation for the themes of environmental sustainability and corporate social responsibility.

the founders of SEFEA boast a share capital of more than 324 million euros. The founding members of SEFEA are: Banca popolare Etica (Italy), Caisse Solidaire de Nord Pas-De-Calais (France), Cassa Centrale delle Casse Rurali Trentine e delle Banche di Credito Cooperativo del nord-est (Italy), Crédal (Belgium), Crédit Coopératif (France), Etimos (Italy), Femu Qui (Corsica), Hefboom (Belgium), La Nef (France), Tise (Poland).


contact : sefea@etimos.it